The Lax & Co. Investment Process

Takeoff

Anyone can help your planning take off.

We help you land the plane.

Step 1

IDENTIFY YOUR GOALS & FINANCIAL SITUATION

 

We will take the time to fully understand your goals, time horizon, anticipated cash flows, and appropriate levels of risk.  Our evaluation of your complete financial picture includes insurance policies, wills, trusts, retirement assets, and other benefit options. 

Step 2

DEVELOP A PLAN TAILORED TO YOUR GOALS

 

A comprehensive financial plan is one that provides the greatest likelihood of meeting your goals.  It includes goal-driven asset allocation, long-term estate planning, and a sound risk management strategy.

Step 3

CONNECT YOU WITH THE RIGHT PROFESSIONALS

 

Our network of world-class accountants and estate planning attorneys are always ready to provide the highest level of service if needed.  We are also happy to work with your existing accountants and attorneys.  By working as a team, we can identify areas of risk and formulate a plan that is intended to protect from excess taxes and liability.

Step 4

ANALYZE CURRENT PORTFOLIO

The analysis of your current holdings is based on our conversation about your goals.  Each holding is evaluated and then the entire portfolio analyzed for inconsistencies or redundancies.

Step 5

PORTFOLIO CONSTRUCTION

 

Your new portfolio will be constructed based on multiple factors.  These include, but are not limited to, your risk profile from the current financial plan, goals, market outlook, historical asset class performance, fund/investment management, and more.

Step 6

"LAND THE PLANE"

 

After your allocation has been set it is monitored, reviewed, and rebalanced regularly.  Whether your goal is retirement income planning or estate planning, as we approach your goal we help you “land the plane” with the appropriate investments, products, and strategies.

Securities and Advisory Services offered through Cadaret Grant & Co., Inc., a Registered Investment Adviser and member FINRA/SIPC.  Lax & Co. and Cadaret Grant are separate entities..  Securities offered in CA, CT, FL, IL, MA, MD, NH, NJ, NY, PA, RI & WA.

Life insurance, financial planning, insurance planning 3616 Post Road Warwick, RI 02886